Case Study

The 5% GST Trap for Restaurants

Why opting for the lower 5% tax rate might be destroying your profit margins.

In 2017, the GST Council cut restaurant tax rates from 18% to 5%. Everyone cheered. But there was a catch: Input Tax Credit (ITC) was removed.

The Math: Where You Lose Money

Imagine you run a fine-dine restaurant in Mumbai. Your rent is ₹5 Lakhs/month.

Expense Head Amount GST Paid (18%) Can you Claim it?
Rent ₹5,00,000 ₹90,000 NO
Marketing ₹1,00,000 ₹18,000 NO
Kitchen Equipment ₹2,00,000 ₹36,000 NO
Total Loss per Month ₹1,44,000

Because you are in the 5% scheme, the ₹1.44 Lakhs GST you paid to your landlord and vendors becomes a COST, not an asset. You cannot adjust this against your output liability.

Who is this bad for?

High Rent Locations

Malls, Airports, High Streets.

Cloud Kitchens

Heavy spend on Swiggy/Zomato Ads (18% GST).